It's not about what you need. It's about what your family needs when you're not here.
Indexed Universal Life, final expense, mortgage protection and annuities. John Doherty, licensed insurance producer, NPN #19431211, licensed in 24 states.
1
Answer 3 Quick Questions
Tell me what you drive, what you can commit monthly, and how soon you want coverage in place.
2
Pick a Time That Works
Grab any open slot on my calendar, evenings and Saturday mornings included.
3
We Talk for 15 Minutes
No pitch, no pressure. We look at the numbers and you decide what makes sense.
Carriers I Work With
I am an independent producer, so I am not tied to one company. I shop your case across Foresters, Athene, AIG, American-Amicable, Mutual of Omaha, National Life Group, Prosperity Life, Americo, Ethos, Lafayette Life, Transamerica, F&G and Aetna to find the right fit for your health and your budget.
About
Licensed & verified producer - NPN #19431211
John Doherty, Unchained Financial
Happiness and success are rooted in acts of service. I grew up in a household that valued hard work and integrity, and I learned early that the real reward is helping other people. That is what brought me into the life insurance business. Every day I sit down with families and owner-operators and make sure they understand their options before they decide anything. Every situation is different, and I see firsthand what planning ahead does for a family's stability. You cannot put a price on peace of mind.
What I Help With
Coverage built around your cash flow, not a one-size-fits-all quote.
Indexed Universal Life
Permanent coverage that builds cash value over time, with growth linked to a market index (subject to caps, fees and terms).
Final Expense
Covers you for life at a locked-in price so funeral and end-of-life costs never land on your family.
Mortgage Protection
If something happens to you, the mortgage gets paid. Most terms return your premium if you outlive the policy.
Fixed Indexed Annuities
Share in market gains with protection from losses, so retirement income stays predictable.
Free IUL Policy Review
Already own an IUL? I will look at the funding, fees and projections and tell you straight if it is on track.
Term Life
Straightforward coverage for a set number of years when the budget has to stay tight.
Licensed in 24 States
John Doherty, licensed insurance producer, NPN #19431211. No pressure, no obligation.
Call Us for Any Questions
(413) 345-3183